英文名称：Deposits 中文名称：存款指暂时存放在银行的一定数额的资金或货币。银行仅对其享有使用权，并有责任支付给贷款人相应的利息。e.g. China could slow the frequency it raises commercial banks' reserve requirement ratio - the amount of their deposits banks must park with the central bank, which curtails how much they can lend.