英文名称：Insolvency 中文名称：无偿债能力"指企业处于无力清偿到期债务，或者其负债总额超过其资产的公允价值的状态。e.g. If credit bets using massive amounts of leverage turn out to be worthless in the months ahead, many companies could veer toward insolvency, leaving anyone who buys their shares now out in the cold. "